Why Agents Work with Stephanie

When you send a client to Stephanie, you get a lender who answers the phone, knows her loan products and treats your deal like her own.

Available 7 days a week. Offers and questions don't wait for Monday, and neither does she.

Responsive to you and your client. You won't be left wondering where the loan stands.

Your client's needs come first. Stephanie looks after your client and your deal from pre-approval to closing.

Focused on closing on time. We know your reputation is on the line with every contract.

Built for tough files. Self-employed income, credit challenges and down payment needs are where product knowledge matters most.

More ways to get to yes. With access to 100+ banks and investors, we can look beyond one lender's guidelines when a deal needs another option.

"Stephanie has outstanding communication, keeps everyone informed throughout the entire process, and is always available to answer questions." - Marjorie Engle, Realtor (Google review)

Got a client or a tough scenario? Call or text (303) 931-6776.

Stephanie Cramm, NMLS #243972 | David Cramm, NMLS #565968 | Xpert Home Lending, Inc. NMLS #2179191 | Equal Housing Lender